Tonia Niedzialkowski Joins CU Foundation MD|DC Board


Tonia Niedzialkowski, President/CEO of Point Breeze Credit Union, has been elected to the CU Foundation MD|DC Board of Directors.

Ms. Niedzialkowski started her career at Point Breeze 28 years ago as an Accounting Assistant and advanced through the ranks. She most recently served as Executive Vice President and Chief Operating Officer, and president, before being named President and CEO in 2022.

Over the years she managed all areas of the credit union and contributed to the growth Point Breeze has experienced. She is passionate about making the lives of credit union members better and it is her main purpose for working hard each day.

Ms. Niedzialkowski was born and raised in Maryland. She is a Certified Public Accountant and holds a Bachelor of Arts in Finance and a Minor in Art from Towson University. In 2021, she was recognized as one of the 25 Women to Watch by The Baltimore Sun.


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